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How to block a stolen or lost credit card
Do I have the ability to block a credit card? An issuer of a credit card provides its clients with some helpful plastic to enable them to pay back the institution for purchases.
Considering the importance of a credit card, you should move rapidly if your card goes missing.
As a general rule, when you notice your card has been stolen or lost, contact your card issuer or visit their online support portal to inquire about temporary blocking your card.
So, if you’re wondering how to block your credit card, this article will give you some insights into the best way to temporarily block your credit card.
Your credit card can be blocked all by yourself. Deactivating a credit card is usually the result of the card being lost or stolen most of the time. In most cases of lost or stolen credit cards, blocking or deactivating the card is the best choice.
Whenever you lose or take your credit card, find ways to temporarily deactivate it so that you will not be defrauded, or you can easily unblock it if you discover the card.
In addition, if your credit card is stolen or lost, you can also block it. Use the section below to learn how.
You can block credit card transactions by following these steps
The two primary methods of deactivating your credit card are to contact the card’s customer support department or to access their online portal.
If you would like your credit card temporarily deactivated, follow the steps below:
Contact the issuer
- Card issuers can be contacted. Telephone customer service specialists can be reached by calling the company’s phone number.
- To change the blocking process back to normal, all you need is your card issuer’s account number and social security number.
Their website can be accessed online
- Log into your account at their online site
- You can turn off your card after logging into your account on the account board. Look for the “Lock Your Card” heading or something similar in the account management section.
You can check if your credit card has been blocked by following these steps
Perhaps you are wondering how to know or check if your card has been blocked effectively. You should contact your credit card issuer in order to see if your card has been blocked.
Customer service telephone numbers are usually found on the back of their cards. It is as simple as picking up the phone and making a call — you will get all the information you need.
How does blocking my credit card work
By blocking your credit card, you will not be able to make purchases or withdraw money from an ATM with it. Therefore, losing your credit card and blocking your lost card will prevent fraudsters from pulling off your available credit.
Unblocking a credit card that has been blocked
The consequences of blocking my credit card for instance, is that you may lose the card and when you find it, you want to know how to unblock it.
Follow the same steps you used to block your credit card in order to unblock it. The customer assistance agents at the bank will be able to help you open your credit card in this way.
If you believe there are other methods for blocking a misplaced or stolen credit card that we have not mentioned here? Let us know what you think in the comments below.